Very-low income homeowners could qualify for loans and/or grants in one of three ways: Adjusted annual income up to 30% of AMI or Total Debts (TD) exceeding 46% may qualify for up to a $7,500 grant for eligible purposes. The HOME program funds a wide range of affordable housing activities, including building, buying, and rehabilitating rental and single-family homes and providing direct rental assistance to low-income people. Note: Rural homeowners in the states of California, Hawaii, Illinois, Indiana, Iowa, Kentucky, Maine, Michigan, Mississippi, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Puerto Rico, South Carolina, Texas, Tennessee, Virginia, Washington, and West Virginia may be eligible for higher loan or grant amounts under the Single Family Housing Section 504 Repair Pilot Program. Others are welcome to take the course which covers important information if purchasing a home needing repairs. The government does not offer "free money" for individuals. RIHousing works to ensure that all people who live in Rhode Island can afford a healthy home that meets their needs. What is the grant? LOS ANGELES, Dec. 12, 2020 /PRNewswire/ -- Southern California Gas Co. (SoCalGas) today announced a $20,000 grant to non-profit, LA Family Housing, to purchase new toys for children in need ahead of the holiday. Please contact the, Single Family Housing Repair Loans & Grants, Recent Changes to the Section 504 Program, Be unable to obtain affordable credit elsewhere, For grants, be age 62 or older and not be able to repay a repair loan, Loans may be used to repair, improve or modernize homes or remove health and safety hazards, Grants must be used to remove health and safety hazards, Loans and grants can be combined for up to $27,500 in assistance, Full title service is required for loans of $7,500 or more, Grants must be repaid if the property is sold in less than 3 years, If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination, Applications for this program are accepted through your, Repair loan packagers are not subject to the certified packaging process for purchase loans. Tenants that meet income eligibility guidelines and live in multi-family rental units, duplexes and single-family residential units owned and operated by individuals or apartments owned by corporate landlords are eligible to apply. All rights reserved. As part of the Hardest Hit Fund Rhode Island, which is also federally funded, the agency recently launched the COVID-19 Mortgage Payment Assistance Unemployment Program for Rhode Island homeowners who experienced unemployment or underemployment due to the COVID-19 health crisis and are struggling to make their mortgage payments. Now available in select areas The E-TBRA will assist approximately 60-100 income eligible households with security deposit and/or housing payment assistance from April 1, 2020 through December 31, 2020. “The inability to pay rent threatens housing stability for our state’s renters in addition to the financial viability of owners and operators of affordable housing,” said Carol Ventura, Executive Director of RIHousing. Program information and an application for assistance can be found online at: www.rihousing.com/emergency-rental-assistance/. We found RI home repair grants! Federal government websites always use a .gov or .mil domain. RIHousing provides loans, grants, education and assistance to help Rhode Islanders find, rent, buy, build and keep a good home. HOME is a federal block grant to state and local governments designed exclusively to create affordable housing for low-income households. Assistance payments will be made directly to landlords, who will be required to meet certain housing standards and enter into a contract with the agency. Innovative programs and projects designed to improve and enhance the social welfare of Americans including the need for affordable housing and community housing in Massachusetts, Boston, Worcester, Springfield, Lowell, Cambridge Adjusted annual income below 50% of AMI with Total Debts (TD) less than 46% may qualify for up to a $20,000, … American Consumer Credit Counseling announced today that the national nonprofit organization has received a Housing Counseling grant of over $20,000 to provide Reverse Mortgage Counseling and Mortgage Delinquency/Default Counseling. Maximum loan is $20,000 Maximum grant is $7,500 Loans and grants can be combined for up to $27,500 in assistance Family Service of Rhode Island ($20,000) to support Healthy Kids Rhode Island, which aims to address significant areas of need for kids as determined by a SDoH screening tool, with focus on housing, medical care and behavioral healthcare. Applicants interested in applying for a repair loan or grant can contact their local Rural Development office and provide the following documentation: Rural Development Staff and Loan Application Packager Resources: Individual states may have particular requirements based on state and local regulations. 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